2015 Polaris Slingshot Insurance

Monday February 9, 2015 comments

Have you heard of the new 3 wheel motorcycle? The new 2015 Polaris Slingshots can seat two people and they are street legal. As they are new to the industry, you may think it will be difficult to find insurance for them, but no need to shop around... just call us! We can insure them! Call us for a quote today whether it be on the new Slingshot or auto, home, and commercial insurance we can shop it all for you. 970-204-4553 ... Read More

Artisan & Contractors

Monday November 17, 2014 comments

Artisan Contractors, we have a great Commercial General Liability policy for Subcontractors! Payment options and fast issue!!! Call us at 970-204-4553 ... Read More

Fact of the week: Colorado Home Insurance

Monday October 27, 2014 comments

Colorado is in the top 10 states with the catastrophe-related claims. Colorado's most costly catastrophe is a $1.1 billion hail storm that battered the Front Range on July 11, 1990. Source: RMIIA ... Read More

Colorado Auto Insurance Fact

Monday October 20, 2014 comments

An estimated 3.8 million cars are insured in Colorado. 15 percent of Coloradans are driving illegally without car insurance. That compares to the national average of 14 percent driving uninsured. Source: RMIIA ... Read More

Insurance Fact and Fiction: What Type of Coverage Do You Need?

By: Eric Erickson Tuesday December 24, 2013 comments

Insurance exists so that we dont have to think about it. We dont have to worry about risk. We dont have to fear the loss of our home or business in the event of a natural disaster. This type of fearlessness comes with a cost, and part of that cost is finding the right policies for your life. Many types of liability coverage are required by law, such as auto liability insurance and commercial insurance. Other types of coverage are optional, but required as a condition of your loan agreement. But how do you know which types of insurance you ... Read More

Maintain Small Business Solvency: Perils and Prevention for Owners

By: Eric Erickson Sunday December 22, 2013 comments

The unfortunate reality of insurance is that the people and entities that need it the most are often the people and entities that feel like they cant afford it. That is especially true when it comes to certain types of liability coverage. Large companies can often afford to include coverage for credit problems, business interruption, or employment practices. However, small business owners are much more vulnerable to debt and lawsuits. Without insurance coverage, litigants will end up coming after personal property, including your home. While... Read More

Fill the Gap with Good Coverage: Facts and Myths About Gap Insurance?

By: Eric Erickson Thursday December 19, 2013 comments

For many drivers, finding the most affordable insurance coverage is the main objective. No one wants to pay good money after bad to pay for something they hope they will never use. However, when you decide to finance an automobile with a loan that you will need to be able to live for several years, additional insurance coverage becomes a primary concern. Collision coverage is usually required for any car that you finance, and many drivers choose to add comprehensive coverage, but your auto dealer or insurance agent may offer you something... Read More

5 Reasons Why Driving Without Insurance is a Bad Idea

By: Eric Erickson Friday December 6, 2013 comments

During the busy holiday season, the little things can fall through the cracks. Everybody forgets things now and then: misplaced car keys, directions to your aunt Ednas house. Dont let forgetfulness turn into a lapse in your auto liability coverage. In the state of Colorado, car insurance is mandatory, and the legal and financial consequences of driving without coverage can be grave. Especially when one phone call to Insurance By Phone can put you in touch with an independent agent that can establish an affordable policy for you today. ... Read More

Buy Now, Save Later: The History of Risk and Insurance

By: Eric Erickson Thursday December 5, 2013 comments

It is likely that you will one day ask yourself: Why do I need insurance? It can certainly seem like insurance premiums eat way at your income without providing anything in return. The reality is that some form or another of risk sharing has been around for centuries. We often take for granted that so many aspects of our lives, while primarily safe and trouble-free, are subject to risks that can threaten to destroy our financial wellbeing. Whether it is our home, our automobile, or our small business, few of us can withstand hardships that... Read More

Your Policy in Action: Filing Insurance Claims in Colorado

By: Eric Erickson Sunday December 1, 2013 comments

Selecting the right insurance policy can be a complicated process. Determining deductibles and coverage limits can often seem abstract, as auto, home, and commercial insurance is mandatory. We all want to find the least expensive premiums for our car, home, or business. But, we cant necessarily forecast how and when we will need to put our policy into action. The claims process should be fast and simple. Dont wait for the unpredictable to find out how your insurance policy can work for you. Whether you need to find out how auto claims... Read More

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